On April 12, the head of the Central Bank, Elvira Nabiullina, announced the decision of the bank's board of directors to issue banknotes in denominations of 2,000 and 200 rubles. According to representatives of the Central Bank, this will simplify the calculations of citizens for goods and services. The Central Bank intends to start introducing new banknotes into circulation in 2017.
The head of the Central Bank, Elvira Nabiullina, said that the Central Bank studied not only numerous requests for the issuance of new banknotes, but also the economic feasibility of this step. The analysis shows that the issue of banknotes in denominations of 2,000 and 200 rubles is justified when inflation is 4-6%. At the same time, the inflation target of the Central Bank in 2017 is 4%.
The volume of money in circulation will be supported by the withdrawal of old banknotes. The volume of issue of banknotes of new denominations has not yet been determined.
What will be depicted on the new banknotes
At present, symbols of Russian regions are depicted on ruble banknotes. According to Ms. Nabiullina, the Central Bank would like to keep this tradition, but at the same time start a new trend and involve the public in the creation of banknote design.
In the coming months, together with one of the federal TV channels, the Central Bank plans to hold a vote, according to the results of which it will be decided what to depict on new banknotes.
Recall that in 2014 the Crimean winemakers proposed to issue a banknote of 200 rubles with a view of Mount Ayu-Dag, and in 2015 the initiative group proposed the Central Bank to issue a banknote of 2,000 rubles with the image of Vladivostok.
How modern money has changed
After the collapse of the USSR, Soviet money continued to circulate in Russia until 1993 - ruble, 3-ruble, 5-ruble, 10-ruble, 25-ruble, 50-ruble and 100-ruble bills.
In October 1991, denominations of 200 rubles were issued, at the end of the year - 500 rubles. In February 1992, a banknote of 1,000 rubles appeared, the last with the image of Lenin. In July, banknotes of 5,000 rubles appeared, and in December - 10,000 rubles. It was already the first Russian money.
On July 26, 1993, a monetary reform took place in Russia, which replaced the banknotes of the State Bank of the USSR with the Russian currency. Old money was replaced by new ones with a limit on the amount of exchange. According to the original plan, old money was exchanged for new money in savings banks at 30,000 rubles per person. On July 26, by presidential decree, the terms of the exchange were changed. The limit for the free exchange of money of the 1961-1992 sample for Russian citizens was raised to 100,000 rubles, excluding the free exchange of banknotes of the 1992 sample in denominations of 10,000 rubles. The exchange period was extended from three to five weeks.
In 1993, a bill of 50,000 rubles appeared, in 1995 - 100,000 rubles. In the same year, the Bank of Russia refused to mint the ruble in coins, expressing it only in bank notes. In 1997, a banknote of 500,000 rubles was introduced.
On January 1, 1998, a denomination was carried out according to the principle of 1000: 1 without limiting the amounts. On the same day, the Bank of Russia put into circulation new banknotes in denominations of 5, 10, 50, 100, 500 rubles, metal coins of 1, 5, 10, 50 kopecks and coins in denominations of 1, 2, 5 rubles. The largest denomination was a banknote of 500 rubles. Banknotes could be exchanged for five years after the reform.
In 2001, banknotes with a face value of 1,000 rubles were introduced, in 2006 - 5,000 rubles, in 2009 - coins with a face value of 10 rubles. Since the end of 2012, the Central Bank has stopped issuing one-kopeck and five-kopeck coins.
Yevgeny Fedunenko, Evgeny Kozichev, Dmitry Shelkovnikov
This is not a self-praise post. The real question is, and I have few options.
Thanks folks for putting up with my articles about iPhones, sofas, and razors. The other day quietly exceeded > 5,000 articles. And thanks to your frantic readings, I have accumulated 1 million rubles.
So I looked at them and understood that it was necessary act. I don’t know anything about finance except for basic things, so I decided to speculate publicly. Maybe you can suggest something.
In short, here are my thoughts on where this million can be invested.
You can take a mortgage and rent (long)
A typical rough renovation in a new building
I looked at different options in Voronezh. Well, in Moscow. Alas, in the capital for a million you can’t grab anything normal. Is it only outside the Moscow Ring Road or in general in some Ryazan.
So in real estate there is only one option - a mortgage. And then the financial genius turns on in me.
Here's the idea: throw in a million as a down payment, get the keys - and put tenants in. By renting an apartment to pay a mortgage, well, and sometimes bring it in from above in order to quickly pay off.
As a result, I will have a completely (or almost completely) own apartment, in which I can live or continue to rent, receiving a profit.
Trouble is that if I lose my job, I face a lot of problems. Damage to credit history at least. And there may not always be those who want to rent my mortgage hut. Then an unnecessary apartment will hang on the shoulders, for which it’s not bad to owe the bank so much. As a result, I will lose a million, and there will be no apartment.
The payback is long and dreary, so well, it.
Become a huckster at the start of iPhone sales ($$$)
I have wanted to do this for a very long time. Wait for some iPhone 8, buy a large batch and sell it on Gorbushka with a good profit in the first days. I saw with my own eyes how it works.
Fact: every iPhone 8 in the first 2 weeks will succeed sell for about 20-70% more, the price varies depending on the date. It's only about Moscow. The later I sell, the cheaper, so it will be necessary to act quickly (and in advance).
Profit calculation (dangerous numbers):
1. One iPhone 8 in Europe costs 699 euros or 41,940 rubles.
2. For 1,000,000 rubles. you can buy 24 pcs. iPhone 8.
3. One iPhone 8 in Moscow can be sold for 80,000 rubles.
4. 80 000 rub. multiply by 24 pcs. iPhone 8 = RUB 1,920,000!
It is such a “bare” profit (without force majeure) of 920,000 rubles, that is, almost double earnings in just 7-10 days.
Alas, here I can lose up to 30% of the amount if Apple gives an early start of sales in Russia at a similar price. It is almost impossible to take out 24 iPhones on your own, but the help costs money, which deprives part of the profit. iPhone shipments can be cut, and the Chinese and Arabs buy everything in advance - then the plan will fail.
I have long wanted to try the life of a real "huckster", but something tells me that it is not as easy as it seems from the outside. I will think, understand the risks.
Go into business (risk)
Also business.
Looks like a normal option. Go and start your own business, stop working for your uncle, that's all. Idea wagons, all now more or less profitable, if you have a head on your shoulders: from a vape shop, a pub with craft beer, that's all. Well, open a shawarma kiosk, generally sacred!
For 1 million, it is quite possible to take a “ready-made” small business and start without dreary first steps. “Readiness” was not in vain put in quotation marks: a normally working business with an adequate income will never be sold to you for “lam”!
Ideally, I can reach a payback in 2 years, but there are generally prospects for multiplying a million many times over.
That's just the same 1 million burns 50 times faster on a bad idea or wrong decisions, which will bring the same amount into your pocket. At the same time, it will burn agony, lost nerves and time - both your own and your employees. I'll still be in debt.
In short, it’s stupid to get into your own business with a miserable (by its standards) 1 million without a rigidly planned idea and a reinforced concrete business plan with the calculation of all the nuances and therefore an unsinkable income. There is no such idea, so for now I will refuse and continue to work on website.
Play the stock market or invest (just not)
LIVE: how I play the euro/dollar pair
Against the backdrop of fresh and immortal stories about investment companies, stock exchange games and other "cunning" methods of earning - in furnace this idea.
NO NEED play on the stock exchange for 1 million rubles or invest it “somewhere” until you know 100% what you are doing and where (in whom) you are investing. The risk is such that it is easier to find 500 rubles on the street than to earn money by blindly jumping into the securities market.
You can play on the exchange for a maximum of 100 bucks, drain them, smile and never touch it again. Because the system is working against you. From the "kitchen" and bots you are never insured.
And investing, buying shares without a good expert person at hand or in the absence of proper education, experience and understanding of market conditions is the same as rolling this million into a roll and burn.
Put in a bank - that is, open a deposit (norms)
How many times have I already thought about this, and all the time I returned to this option as the safest. No, judge for yourself. You only need to deposit money, then pick it up within the specified time.
Bank guarantees interest accrual, actually covering inflation and multiplying rubles. And what they actually do with your money is none of your business. This is the main advantage -
nothing needs to be done. Put it down, took it.
As a result, you have 100% safety of money + about 10% to them every year.
It also turns out that no risks if I choose a normal bank and good conditions. Here it is really important not to make a mistake, not to buy into too high a yield and invest in a bank where the Deposit Insurance System operates (naturally, up to 1.4 million rubles).
So far I have found normal conditions for deposits at Rocketbank. Information for skeptics and those who scream that the bank will be closed tomorrow. They won't close it - this is the one that belongs to the bank "Opening", which occupies the 6th line in the rating of the largest banks in Russia.
Just store at home (suddenly sprout)
Alas, the most pathetic option. It will be approved only by old people and alarmists waiting for a repeat of 1997. The easiest way to steal money under the pillow is to spend it, and there will definitely not be more of it.
I did this until the last, now I chose something else. I think you can guess what.
What do you think is the best option?
Quickly click on what you think is the best option for spending one million rubles:
What would you do with 1 million rubles? And if he was, how already did and do you regret it?
Money does not leave indifferent 99% of the world's population. True, only a few of this vast majority are able to spend money for money. And even those for which it is impossible to buy something. These rare people are called bonists - collectors of banknotes.
The white surface of the table is dazzling. Tsarist rubles, German Reichsmarks, Ukrainian karbovanets - all these banknotes were once in the wallets of residents of different countries, and now they have migrated to the album of a Belarusian collector. 
Name: Alexander Nikolaev (surname changed at the request of the hero)
Age: 21
Case: finds and retails banknotes
Starting Capital: $50
At 21, Alexander Nikolaev is not only a student at BNTU, an instructor at the McDonald's restaurant, but also a collector with 10 years of experience. He has more than 370 banknotes from around the world in his home. Perhaps, if it was still possible to buy something with this money, not only journalists, but also law enforcement officers would be interested in Alexander.
- Banknotes are evaluated by age, denomination and condition. No one needs torn banknotes, and a brand new, uncirculated "denyuzhka" can be profitably sold, - the interlocutor shares his experience. - Inexperienced collectors sometimes overpay for banknotes that have not yet gone out of circulation. In fact, they cost a little more than face value. They also take Soviet rubles inexpensively: there are too many of them in our latitudes.
Sasha's collection began with Soviet rubles. At the age of 10, he found a stack of banknotes among the old trash, which is usually stored in hard-to-reach corners of the cabinet. At this age, children are more interested in toys, but Sasha was interested in these colored pieces of paper.
Later I found out that they became pieces of paper in the year of my birth. In the 1990s, devalued Soviet rubles were lying on the streets of St. Petersburg and Moscow - Alexander, who was born after the collapse of the Soviet Union, knows this from other people's stories. At the age of 15, he got into a collectors club, whose members collect not only banknotes, but also stories related to them. - Something similar happened to the Japanese yen issued during World War II. Banknotes with a swastika after the defeat of the Nazis ceased to go not only in Germany.
In many German-occupied territories, new monetary units were issued. Sasha demonstrates one of these banknotes, calling it his "favorite denyuzhka" - 50 karbovanets.
Karbovanets of the Reichskommissariat Ukraine is the Ukrainian occupational currency, issued in 1942. On the front side is a portrait of a miner. The Germans liked to insert symbols of peaceful life on their monetary units in different countries. Actually, karbovanets are very expensive, but I got this bill for free, - Sasha lovingly smoothes the banknote.
German Reichsmarks also circulated on a par with the Karbovans on part of the territory of Ukraine. Today, banknotes of the most odious regime in world history are inexpensive. Sasha bought 5 Reichsmarks for 50 thousand. On the front side, the symbols of the Third Reich are a swastika and a portrait of a "true Aryan" with blond hair and regular features.
And these are Iraqi dinars with a portrait of Saddam Hussein. He immortalized himself on banknotes. I think that these banknotes will soon grow in value, because after the execution of Hussein they were massively burned. By the way, collectors somehow especially appreciate the banknotes of regimes that have compromised themselves - Sasha cites the example of nahar. General Dzhokhar Dudayev planned to introduce this monetary unit on the territory of Chechnya, but the first and only series was destroyed, probably in battles with the Russian army.
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Sasha, although he is not averse to adding nahara to his collection, is not ready to pay 200 euros for them - so much was recently paid for three bills at one of the auctions. The excitement of collecting is not inherent in him at all, if by excitement we mean the willingness to pay everything for the desired banknote.
I save money on purpose so as not to waste money in the collectors' club where I buy banknotes. Sometimes you come - and your eyes run wide! I want rubles, and lei, and rupees, but I only have money for rubles.
This guy prefers to buy more banknotes at lower prices. A reasonable approach, given that he can resell some of them later. Sasha earns money selling banknotes at retail. It all started 3 years ago. Friends from Russia asked me to get Belarusian rubles and Polish zlotys. The fee was only $10. But Sasha seemed to have a light bulb lit in his head. He spent $50 to buy the first batch of banknotes to sell and started trading.
- ... Therefore, I do not take expensive bonds, unless it is a rarity, such as, for example, these 25 rubles with a portrait of Alexander III, - the interlocutor takes out a large bill in pink and green tones.
The price for such a ruble starts from 25 dollars. But Sasha was lucky: he got the opportunity to admire the portrait of the penultimate Russian emperor for free. The interlocutor points to the signatures of the manager of the State Bank and one of the cashiers on the banknote.
Collectors collect rubles from managers and cashiers. Afanasyev, Ivanov, Ovchinnikov, Bogatyrev…, - Alexander lists the names of imperial officials from memory. - One of the cashiers, named Brutus, was a passionate gambler, owed a large sum and hanged himself. Among the players there was a superstition that the personal thing of the hanged man brings good luck. Ruble signed by Brutus with a stretch, but began to be considered lucky. At the beginning of the 20th century, it cost 20-25 ordinary rubles.
Sasha doesn't have a "brut ruble" in his collection, maybe that's why his bond retail business has not yet outgrown the stage of a group on a social network? Income from the sale of money does not exceed $ 100 per month. The guy is not upset and is in no hurry to look for the "Brut ruble". He is not superstitious at all. He doesn't even keep a $2 bill in his wallet.
We believe that 2 dollars bring good luck, but in the US they were considered unlucky, because they could be easily confused with 1 dollar. What happiness is there if you overpaid the cashier in the store? Rumors spread, in the end, people even refused to take change in these bills!
One Sasha's acquaintance believes that the money will not be transferred if they are kept in Karl Marx's book "Capital". "Absurd!", - laughs our hero. He is not tormented by thoughts of where to hide money so that one day they do not run out.
I've been at McDonald's for four years now, even got a promotion. Rumors about how terrible it is here are spread by those who have never worked for us - Sasha energetically defends the reputation of employers. - And I also eat at the restaurant. The same hamburgers and fries that are served to visitors. I don't weigh a centner, - the interlocutor rises. He has a physique, indeed, like that of a typical student. - If fat people work at McDonald's, then they came like that, and did not gain weight here.
Before the question of salary, we digress to a curious historical anecdote.
The banknote of 5 Kazakhstani tenge depicts the musician and composer Kurmangazy Sagyrbayuly. They say that once he played at Stalin's banquet. The Generalissimo, being tipsy, asked why this unknown person was playing. Other participants in the banquet jokingly suggested that they wanted the order. Stalin nodded approvingly, and Kurmangazy did receive the order.
An interesting, albeit fictional, story. In fact, the musician died in 1889, when Iosif Vissarionovich was still a child.
Company policy does not allow employees to disclose salaries, but you can calculate for yourself: full-time - 40 hours a week, an ordinary member of the restaurant team is paid 18,100 per hour - Sasha values \u200b\u200bwork and is not going to reveal the secret of her salary.
By the way, Sasha owes the most expensive banknote in his collection to his colleagues. This is a "denyuzhka" of 1 million Belarusian rubles, from which in 2000 the National Bank "cut off" three zeros. For 13 years, it has risen in price to $ 30, but Sasha was lucky here too.
I asked everyone at work if they had old money they didn't need. But I never expected that a colleague would bring a bill of a million rubles. This is just a gift of life, - Sasha recalls with pleasure how fortunate the circumstances were then.
His dream is to replenish his collection with Chechen nahars and Belarusian rubles of 1994, which the Belarusians never saw. While the money was waiting in the vaults of the National Bank, the country's president and coat of arms were replaced. What happened to the ideologically obsolete banknotes is not exactly known. But Sasha still hopes to find them - banknotes, for which nothing else can be bought.
A person who thinks outside the box has unexpected answers to the most trivial questions. Including the question of how to make money. It is especially relevant in youth, when you want everything at once, and the ways to achieve what you want are poorly visible. In the "Generation $" project, the site will tell about representatives of the Belarusian youth, who prove by their example that a good idea is half the battle, and the best job is a paid hobby.
More people from
100 million. This is already serious. Both in size and weight. You can’t carry so much money on your own, you need to order (or immediately buy) a truck for transportation. Weight about 1000 kg.
1 billion. For transportation, something more serious is already needed here: a truck or a cargo container. After all, 10 tons of money is impressive. For comparison, this amount will completely fill a standard apartment of 30 square meters to the ceiling. meters. Imagine - a full apartment of money!!!
1 trillion dollars.
It is even difficult to imagine such an amount, but let's try. If you want to transport your trillion by rail, you need 2,500 wagons. The composition of such cash containers will stretch for 35 km. And if instead of hundred-dollar bills we put a trifle in the form of one-dollar bills, the length of our train will be 3,500 km. For comparison: from Moscow to London about 2,500 km.
To spend a trillion dollars you will need to spend a million dollars every day for almost 3,000 years.
Not weak!
And this is what America's national debt looks like
